Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing ...

The federal Repayment Assistance Plan, or RAP, will be the newest student loan repayment plan. President Donald Trump’s “big, ...

The Federal Direct Parent Loan for Undergraduate Students (PLUS) is an optional federal loan program for parents of dependent students who wish to access additional resources. This credit-based parent ...

Discover expert tips on choosing the right student loan with Carrie Johnson's guidance. Learn how federal and private loans differ and find options that suit your needs.

Starting July 1, 2026, some students will face new borrowing limits for certain federal student loans, which may make financing degrees harder. Under the new plan, graduate students would be limited ...

Interest rates on student loans will increase by more than a full percentage point in July, as borrowers wait on Biden to decide on debt cancellation.

Student-loan borrowers taking on new debt for the 2023-2024 school year will see interest rates surge, especially for parent and grad PLUS loans.

Greg Jackson, a history teacher for New Haven Public Schools, remembers coming home from class at community college in Orange County, New York, in 1993 to find a $3,000 bill waiting for him. He said ...

Both the House-passed version and the proposal still being debated in the Senate include several changes to the federal student loan system, an overhaul Senate Republicans say could save taxpayers at ...

Interest rates on federal student loans just dipped slightly, though they remain high compared to what borrowers have paid over the past decade. Undergraduate student loans now carry an interest rate ...

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. kali9 / Getty Images The "One Big, ...